If you can't find it here or at our sister site, CSP Online Mag, guess it would go here.
As for the banks doing what you suggest, do you trust them?
apollo wrote:I think that mutli-factor authentication is going to eventually be the key to this. It will end up being a pain, but until we come up with something better than passwords, it will probably be better than what we have. I know that paypal and some of the others already have one-time-password generator fobs which you can use along with your username and pin in order to login. That still doesnt' solve the forgot my pin problem...
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